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The Rise of Digital Wallets and Mobile Payments

(NewsUSA) - More businesses and countries worldwide are embracing digital payments as a way to make e-commerce more efficient and create a smoother transaction experience for consumers.

  • icon Posted: June 18

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Recent Headlines

Tuesday 06/18/2019
New Ways to Save Money in Your Digital Life
Posted: June 18, 2019

(StatePoint) We’ve all heard those time-tested ways to save money -- dine out less, sign up for rewards programs or switch off the lights when you leave the room. But in today’s digital world, there are some great ways to save that you may not have thought about.

Friday 06/14/2019
Millennial Successfully Relocates And Buys Second Home at Age 25
Posted: June 14, 2019

(NewsUSA) - Amy bought her first house in Grand Rapids, Michigan at age 23. Fast forward two years and she has since sold that house and relocated to Pittsburgh, Pennsylvania. Two houses in two years at age 25: Here's one Millennial who isn't sacrificing homeownership for mobility. 

Wednesday 06/12/2019
Understanding Your Choices
Updated: June 19, 2019 - 2:44 am

(NAPSI)—For many families, few things are more important than schooling—and an increasing number are taking it into their own hands.

Tuesday 06/11/2019
Agriculture insight: Major players nurture innovation by supporting startups
Updated: June 19, 2019 - 2:44 am

(BPT) - Environmental pressures like drought confront growers across the globe, and they can exacerbate the many other demands growers face. The challenges are intertwined, coming from every direction, including profitability requirements, food-supply-chain demands and nutrient shortages.

Thursday 06/06/2019
The American Dream All Over The World
Updated: June 11, 2019 - 2:38 am

(NAPSI)—Most people know someone who has dreamed of leaving the rigidity of a 9 to 5 job to pursue the flexibility of entrepreneurship. The majority don’t pursue that avenue, and the reasons vary, including financial obligations, time constraints, or fear of the unknown.

Tuesday 06/04/2019
The Best-Kept Secret: 529 Education Savings Plans
Posted: June 04, 2019

(NewsUSA) - What you don't know really can hurt you when it comes to paying for your child's college education.

Wednesday 05/29/2019
One Date Parents Shouldn't Ignore: 529 College Savings Plan Day
Posted: May 29, 2019

(NewsUSA) - How much will I need for my kid's college education? And how the heck will I pay for it?

Tuesday 05/28/2019
More than Half of Americans are Unprepared for Natural Disasters: Are You?
Posted: May 28, 2019

(StatePoint) Only 39 percent of respondents in a FEMA survey say they have developed an emergency plan and discussed it with their households.

Wednesday 05/22/2019
Six Steps Toward Higher Education
Updated: May 24, 2019 - 2:36 am

(NAPSI)—School vacations can be an excellent time for high school seniors and their parents to get a head start on the college application process—you can focus on finding the right college without balancing the responsibilities of schoolwork and extracurriculars. Fortunately, there is a new tool that serves as a free and simple college planning guide for all students, while giving them a chance to win scholarships for each step they take.

Tuesday 05/21/2019
Smart Strategies to Help Pay Off Debt
Posted: May 21, 2019

(StatePoint) From car loans to student loans, credit card balances and other revolving debt, U.S. consumer debt is higher today than ever before.

Monday 05/20/2019
3 tips to make sure your money and information are safe
Posted: May 20, 2019

(BPT) - As cybercrime continues to skyrocket and every day brings news of yet another data breach, many people worry that fraudsters will hack into their bank or credit card accounts and drain their funds or go on a shopping spree. While criminals do directly attack online accounts, the greater risk actually comes from a less obvious source: the telephone.

Monday 05/13/2019
Study up on student scams
Updated: June 19, 2019 - 2:44 am

(BPT) - If you’re in college or high school, chances are you’re working hard to get good grades and earn a little extra money. And while you’re cutting corners living on ramen and frozen pizza, would you want to risk losing any of your hard-earned money to a scam?

Surety Bonds Protect Infrastructure Investment
Posted: May 13, 2019

(NewsUSA) - Almost universal agreement surrounds the need to repair or replace America's aging infrastructure of roads, highways, bridges, dams, drinking and wastewater facilities, ports, airports and other essential facilities that ensure the quality of living that Americans expect.

Friday 05/10/2019
Five Tips For Financial Stability In Retirement Years
Updated: May 14, 2019 - 2:37 am

(NAPSI)—Most people have a vision of their golden years that includes a comfortable retirement in which they can spend their time doing the things they enjoy. That dream doesn’t require a substantial amount of wealth, but it is a lot more attainable if you have some financial stability.

Thursday 05/09/2019
Homeless, Starving And Broke, Biz Magnate Shares How He Turned It Around To Make Billions
Updated: May 11, 2019 - 2:34 am

Welcome to the premiere edition of BookTrib.com’s “BookBites,” bringing you great ideas for your next read.

Show Mom You Care: Have A Conversation About Long Term Care Insurance
Updated: May 11, 2019 - 2:34 am

(NAPSI)—This year, as you look back at the many years your mother cared for you, consider the possibility that she may require care herself someday. Long term care insurance can help ensure that your mother will get the care she needs, should there come a time when she requires help managing some of the activities we associate with independent living.

Tuesday 05/07/2019
How small businesses are mastering the art of selling online
Updated: June 19, 2019 - 2:44 am

(BPT) - Consumer buying habits have changed dramatically over the years. With the rise of online shopping, many small and medium-sized businesses find it difficult to reach customers in the vast ocean of the internet. To succeed online, businesses need a partner to help them reach a national — or even global — customer base, and to support them throughout the process of building their business and fulfilling increasing demand for their products or services.

Thursday 05/02/2019
Women Prioritize Family Needs Over Their Own Financial Security
Posted: May 02, 2019

(NewsUSA) - What's holding women back from doing even better financially than they are?

Wednesday 05/01/2019
How To Get And Keep Smart, Skilled Workers
Updated: May 04, 2019 - 2:31 am

(NAPSI)—If you’re among America’s nearly 28 million business owners—or would like to be someday—here’s some business math it may prove profitable to know: Five will get you 20.

Facts On Fixing The Public Education System
Updated: May 03, 2019 - 2:45 am

by Martin Lueken, Ph.D.

Friday 04/26/2019
What to Think About Before Applying for a Loan
Posted: April 26, 2019

(StatePoint) Whether you’re applying for a new credit card, refinancing a loan or buying a house, lenders consider many factors when making their decision. One of those many factors is your credit score, which helps paint a picture of your credit usage and behaviors over time.

Wednesday 04/24/2019
Beat the Heat and High Energy Bills This Summer [Infographic]
Updated: June 19, 2019 - 2:44 am

(BPT) - When temperatures start going up, so do your energy bills. Follow these tips to save money, while staying cool this summer.

Tuesday 04/23/2019
Let’s Talk Money, Getting the Conversation Started With Kids
Posted: April 23, 2019

(StatePoint) Speaking with your kids about money is not the easiest thing to do, but it can help prevent many problems for them down the line.

Monday 04/15/2019
I Was Told There Would Be No Math: 3 Ways You Use Math Daily
Posted: April 15, 2019

(StatePoint) You may have thought that after graduating from school, you’d never have to think about math again. However, the truth is that math is a central part of everyday life – from baking cakes to drawing up a budget.

Wednesday 04/10/2019
A Growing Urgency: Why Boomers Should Prioritize Retirement Care
Updated: April 12, 2019 - 2:44 am

(NAPSI)—When thinking about retirement, your main focus may center around not being a burden to your loved ones. In fact, 81% of middle-income Boomers have made at least one formal preparation for when they pass away1. However, despite preparing for these expenses, your retirement plan is far from complete.

Tuesday 04/02/2019
Tax reform to present huge changes in 2019, introducing special considerations
Posted: April 02, 2019

(BPT) - Tax reform represents the largest change to the tax code in the last 30 years, impacting virtually everyone, but carrying special considerations for small business owners, the self-employed and employees with unreimbursed business expenses.

Monday 04/01/2019
What taxpayers need to know before the tax filing deadline [Video]
Posted: April 01, 2019

Thursday 03/28/2019
How to Prep Financially When Changing Jobs
Posted: March 28, 2019

(StatePoint) The average American will hold 11.7 jobs between the ages of 18 and 48, according to The Bureau of Labor Statistics. If a job change is on your horizon, remember that a new salary and benefits package bring new financial considerations.

Wednesday 03/20/2019
Nuts, Bolts And Risks Of Data Aggregation
Updated: March 23, 2019 - 2:43 am

(NAPSI)—If putting all your financial information online and in one place sounds like a good idea, there are many companies—often called data aggregators—ready to help you organize your financial life. However, before you share your account information and other sensitive financial details with data aggregators, it pays to know how these services operate and how to protect yourself from potential privacy and security risks.

Monday 03/18/2019
Survey Finds Debt Reduction Top Financial Priority
Updated: March 21, 2019 - 2:31 am

(NAPSI)—A recent survey, conducted by New York Life, found that 72 percent of parents identify debt reduction as a top financial priority. That number is even higher for millennial parents, with 80 percent planning to focus on debt reduction this year.

Friday 03/15/2019
Surety Bond Producers Offer Sound Advice for Construction Firms
Updated: May 14, 2019 - 2:36 am

(NewsUSA) - Commercial construction is a competitive business, and to succeed, contractors need to find the best support and advice possible.

Gini's "Blockchain with A Soul" Is Saving Capitalism
Updated: May 09, 2019 - 2:46 am

(NewsUSA) - "Violent revolutions are inevitable when economic and political conditions become intolerable to the masses," says Ferris Eanfar, CEO of the Gini Foundation. With the rapid rise in wealth inequality and the escalation of economic and social conflicts in recent years, it appears Mr. Eanfar's predictions are coming true.

8 Questions to Ask About a Financial Advisor's Certifications
Posted: March 15, 2019

(StatePoint) Understanding abbreviations is essential, whether you’re texting “LOL” to a friend or asking guests to “RSVP” to a party. In a professional setting, they can provide useful information about an individual’s services and qualifications.

Saturday 03/09/2019
Tax Season Tips to Avoid Scammers and Robocalls
Posted: March 09, 2019

(StatePoint) It’s tax season. The time of year when phone scammers get particularly aggressive trying to trick you out of your hard-earned money. And scam calls and robocalls are a growing problem for everyone. Here are a few tricks to help you dodge scammers and give you peace of mind.

Friday 03/08/2019
Tax refunds and tax prep fees shouldn’t be a surprise [Video]
Posted: March 08, 2019

Why a Roth IRA May Be Ideally Suited for Millennials
Updated: May 03, 2019 - 2:44 am

(NewsUSA) - When it comes to saving, a Roth IRA may be a Millennial's best friend.

Wednesday 03/06/2019
New Report Reveals Gaps in Private School Teachers’ Training
Updated: March 13, 2019 - 2:36 am

(NAPSI)—There are more than 34,000 private schools educating more than 4.9 million K−12 students in America, according to the most recent federal data. And as school choice programs that help families afford to send their children to private schools continue to expand across the U.S., those numbers will only continue to grow.

Study Shows Link Between Financial Confidence And Money Talk; Why You Should Talk Money With Your Honey
Updated: March 13, 2019 - 2:36 am

(NAPSI)—Here’s something to think about the next time you’re with your significant other: money.

Tuesday 03/05/2019
Four Ways To Remain Mentally Sharp In Retirement
Updated: March 07, 2019 - 2:47 am

(NAPSI)—Many retirees share a fear of gradually losing their ability to think as clearly as they used to or remember simple information such as other people’s names. And while everyone has the occasional “senior moment,” medical research indicates that aging by itself is generally not a cause of cognitive decline.

Monday 03/04/2019
Smart Money Tips if You Are Living Paycheck to Paycheck
Posted: March 04, 2019

(StatePoint) Nearly four in five American workers are now living paycheck to paycheck, according to Career Builder. If that describes you, experts say there are steps you can take to live more comfortably and securely.

Friday 03/01/2019
Protect Your Finances When Caring for Kids and Elderly Relatives
Posted: March 01, 2019

(StatePoint) Despite actively saving and preparing for retirement, members of the sandwich generation have in large numbers been unable to build robust emergency savings and retirement account balances, primarily due to the strain of financially supporting other family members, according to a new survey from The PNC Financial Services Group.

Wednesday 02/27/2019
Tips To Avoid A Multigenerational Home Energy Crisis
Updated: March 02, 2019 - 2:31 am

(NAPSI)—Is your family suffering from a multigenerational home energy crisis? If so, you’re not alone. Multigenerational households are on the rise, with a record one in five Americans living in homes shared by multiple adult generations, causing various domestic growing pains—including skyrocketing heating and cooling bills.

Tuesday 02/26/2019
Tips to Get Control of Your Spending and Budget Effectively
Posted: February 26, 2019

(StatePoint) Finances can be a significant source of stress in your life, especially if you do not have a clear picture of your income and expenses.

How to Find the Right Financial Planner to Help Meet Your Goals
Posted: February 26, 2019

(StatePoint) Bringing all the pieces of your financial life together, from budgeting to planning for retirement to saving for education to managing your taxes and insurance coverage, is a challenging and sometimes intimidating task.

Monday 02/25/2019
One Small House in Boise, One Big Step in Homeownership
Updated: April 10, 2019 - 2:36 am

(NewsUSA) - There came a point in Meghanne's 29-year-old life when she decided it was time to "be an adult and buy a house." And as a loan officer, she wanted to practice what she preached about investing in homeownership.

Saturday 02/23/2019
Is a Tax Refund the Boon You Think It Is?
Posted: February 23, 2019

(StatePoint) A tax refund may sound like a boon, but financial experts say that you may be able to make more over the course of the year by checking your withholdings and putting any additional funds into a savings account over the course of the year.

Friday 02/22/2019
Some of the Biggest Misconceptions About Life Insurance
Updated: April 09, 2019 - 2:44 am

(NewsUSA) - So much for fancy cars, houses and jewelry.

Tuesday 02/19/2019
Millennials Most “At Risk” When It Comes To Life Insurance
Updated: February 22, 2019 - 2:43 am

(NAPSI)—The Millennial generation is now the least prepared for unexpected life events due to a lack of adequate life insurance coverage, according to the latest edition of New York Life’s Life Insurance Gap survey. The survey asks Americans to compare how much life insurance they need, based on living expenses and plans for their loved ones, with the amount of life insurance protection they have. Millennials as the most exposed contrasts with 2013 study, which found Gen X under the most pressure.

Coalition Vows To Reform Dark Underbelly Of Timeshare Industry
Updated: February 26, 2019 - 2:36 am

(NAPSI)—The timeshare industry is infamous for perceived high-pressure sales techniques, for locking millions of people in perpetuity with noncancelable contracts, and for practices that can make it difficult for owners to vacation where and when they want. Dozens of lawsuits have alleged that consumers are subject to fraud, deception, preying on the elderly, and violations of numerous local, state and federal regulations. Now, the Coalition to Reform Timeshare (CRT) has been launched to advocate for the rights of over 9 million timeshare owners in the U.S.