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Car Accident
Now What?Taking the time now to review the
steps you should follow after an auto accident can help
reduce anxiety and avoid costly and time-consuming mistakes.
The experts at the Better Business Bureau offer the
following tips.
Always carry your insurance card and policy number.
Notify the police. Get the officer's name and badge number
and the address and phone number of the police station. Ask
when the accident report will be filed and how to obtain it.
Review your insurance filing procedures; store a copy in
your glove compartment.
Notify your insurance company quickly even if you're far
from home and didn't cause the accident. Ask your agent how
to proceed. Be familiar with your insurance company's policy
regarding qualified repair shops.
Get the name of the other driver, his address, phone
numbers; license plate; insurance company name and policy
number and the telephone number of his insurance agent.
Obtain names and addresses of passengers and witnesses.
Make notes describing the accident, vehicles, their speeds,
the setting, weather, traffic signs and signals, and road
conditions. Take photographs or draw simple diagrams.
Don't make oral or written statements about responsibility
or blame and don't say how much liability insurance you
carry. Don't discuss the accident with other drivers,
witnesses or passengers.
Don't accept offers to settle on the spot without thinking
about it carefully. You may be held liable later for the
same damages.
(SPM Wire)
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